Regulating Fintechs: Defence vs. Offence

Read our latest thoughts on why the ECB needs to change its guidance on EMI/PSP access to safeguarded accounts and SEPA. It is critical now more than ever to level the payments playing field for new, tech-savvy EMIs to lower costs, reduce friction and improve customer experience.

 In this whitepaper, payments researcher and author Jonathan Tyce makes the case that financial institutions are falling far short of delivering cross-border payments that SMEs need. For some, this is a matter of survival. And other SMEs find alternatives to banks in order to make and receive international money transfers.  

I was commissioned to write a unique, differentiated white paper on cross-border payments. Integrating output from several interviews I conducted and survey results, I structured a 5,000 word white paper on the topic with 10 clear takeaways. I also moderated a very well attended webinar (260 signups). The corporate sponsor has subsequently commissioned me directly to write another four.